Time is Running Out to Use your Insurance Benefits

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Have you made your annual eye exam appointment yet? If you’ve made the wise decision to protect yourself with vision insurance, please be aware that it will reset at the end of the year. Marano Eye Care explains how to take advantage of your vision insurance, why you should consider a Flexible Spending Account, and how to plan for your eye care needs in 2018.

Take Advantage of Your Annual Vision Insurance

Vision plans provide patients with a complete eye exam each year. This ensures that any serious eye conditions, such as cataracts, macular degeneration, and glaucoma, are caught before they worsen. A complete eye exam acts as a detection system for high blood pressure, stroke risk, and diabetes. Also, remember many insurance plans have an annual deductible that will restart at the beginning of each year. Most patients have hit their deductible by this point so make sure to take advantage and fill your prescriptions.

Understanding Flex Spending Accounts

To get full details on FSAs, the IRS has outlined the health plan on their website. Make sure to speak with your employer to see if they have an FSA option, and whether they make any contributions towards the account. If the option is available, an FSA is recommended for anyone:

  • With high co-pays and deductibles
  • That has prescription medications
  • That has medical equipment costs, such as blood sugar tests for diabetics
  • Who is considering elective medical procedures such as LASIK or premium intraocular lenses during cataract surgery.

If you want to see a full list of commonly permitted medical expenses where an FSA can be applicable, please visit the IRS website.

The Choice for Eye Care Services in Livingston, Newark, and Denville, NJ

Make sure to not miss out on your insurance funds. Marano Eye Care has three convenient locations dispersed throughout northern New Jersey, in Denville, Livingston, and Newark. Contact our professional and personable team of specialists today!

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